Take a close look at your credit report. Compare it with your previous credit report.
If you want someone to theorize why your score came down, you would have to write us, telling us about all your accounts. Whether they are open, closed, in default, on time, late, etc.
There are many variables in a credit score. One late payment can lower a credit score by 70-80 points if you're in the 700s.
FICO 8: EQ 810; TU 816; EX 822 as of 7/5/2022
