No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
G'day.
A couple of days ago, I applied for a card, resulting in an INQ on TU.
Today, my EX FICO 2 score is down 4 points (805 --> 801).
Can an INQ on Bureau A impact a FICO score on Bureau B?
(I can't think of any other salient changes to my report, but that doesn't mean that there aren't any.)
| EQ | 8?? | 0 INQ | 7y4m |
| EX | 840 | 4 INQ (2 CC, 2 auto) | 7y |
| TU | 8?? | 1 INQ (CC) | 6y8m |
| 3/24 | 1/12 | AoYA 10m | AoOA 24y2m | ~1% |
Figured it out.
While I have 3 cards reporting a balance, they all have a limit of $30K or more.
A 4th card that had a reported a balance zeroed out last night.
<crawls back under rock>
| EQ | 8?? | 0 INQ | 7y4m |
| EX | 840 | 4 INQ (2 CC, 2 auto) | 7y |
| TU | 8?? | 1 INQ (CC) | 6y8m |
| 3/24 | 1/12 | AoYA 10m | AoOA 24y2m | ~1% |
Glad you were able to figure it out ! ![]()
And to answer your original question, there is no crossover from one CR to another CR - Creditors update each bureau separately.
@expatCanuck wrote:G'day.
A couple of days ago, I applied for a card, resulting in an INQ on TU.
Today, my EX FICO 2 score is down 4 points (805 --> 801).
Can an INQ on Bureau A impact a FICO score on Bureau B?
(I can't think of any other salient changes to my report, but that doesn't mean that there aren't any.)
No, it wouldn't.




























