Credit Scores always fluctuate with different companies such as Experian, Transunion and Equifax.
If i check my BJ's account and CapitalOne and Credit Karma the scores are extremely different than MyFico scores.
Other companies like Discover, CapitalOne, Credit Karma, MyFico are all rendering different scores and based on their algorithm or formula they use to get a score.
As for MyFico i think it is a bit accurate.
But the question here is not how accurate the scores are, its a guideline as to where our credit history is at.
So just because MyFico score states 725 and you go to the Auto Dealer and he says its 625, then you'll start pulling hair.
We pay for the service to attain our credit history to fix any anomalies that may hurt us in the long run.
@Anonymous wrote:
Heres a question for you all...
When I applied for the Discover my Fico score was 611TU. When I got the card in the mail Discover said it was 624TU?
Is the fico score from this website accurate? Even my creditkarma seems to be more on track then FICO and I know thats not accurate.
