equifax went up 2 points, transunion went DOWN 30 points

[Anonymous]

wow.....i paid like 700 bucks on a credit card. the balance is now 5 bucks....that's the only thing that changed.   it's disheartening.    how can one score go up 2 points, and the other drop 30?!?!?

everything else is the same.  same information and everything.  *$&% it, i'll just keep paying my other credit card down too, that's what it says my best option is.  that's crazy tho. i'm about to say F fico. 

[Anonymous]

are you positive no "date last reported" changed on any derog account or CA?

Sometimes nothing about amount, date opened/closed, etc changes, but if they updated date last updated, CA's appear newer in FICO and the score gets dinged.  And this may happen on 1 CR but not the other.

For that type of change, something should be different

[llecs]

Look at the Credit-At-A-Glance page on the before and after reports. Look for any added red flags. Especially look at any red flag next to "Accounts with balances". I added one extra CC w/ a balance about a month ago and my EQ FICO dropped about 20 points. It is set to rebound back when my balances update this week and next.

[Anonymous]

ok i found it....i had a public record that appeared on trans and not equifax.   it's on experian too.  i got it expunged.  trans deleted it and the trans score is back up and waiting for experian to delete it.

that was the part of the report i always skilpped cause i'd never had a public record.  seems the state made a key stroke error saying i owed $1026 instead of $126 for taxes.  took me 3 months to get that ka ka straightened up