No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I have a Amex Gold and the balance went from $5692 to $ 2450 this month just got a alert Experian drop ..16pts!!!! Why ?
The balance decreasing might not be reason your score dropped. There is something else going on with your EX report that contributed to the score dropping.
And, it is a new month, not sure if aging or something else changed within your file.
I received a 5 point drop on my EX file but unsure of what actually changed. I received no alert from myFICO or CCT.
TU and EQ unchanged score wise.
| Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |










I saw the file and it looks like my utilization rose from 6 to 7% caught me mid-balance transfer (basically showed both cards with a balance) and an auto loan was shown pain in full (not the only auto). Between those two I can guess that is why I lost 5 points...