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experian vantaqe score - not a fico?

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Anonymous
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experian vantaqe score - not a fico?

I have an Experian Advantage Score of 769. I think I figured out that this is NOT the real FICO score.
 
1) How do I get the real Experian FICO score?
2) How does 769 translate for a real FICO score (so I don't have to pay the money.)
 
Thanks!
Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: experian vantaqe score - not a fico?

Truth is, you should register with myfico.com and get your fico scores. That is the only way you will get the true numbers. Plus you get a fee fico score when you register for the first time.
Message 2 of 7
RobertEG
Legendary Contributor

Re: experian vantaqe score - not a fico?

Ace, there is no way to translate an Advantage score into a FICO score, for many reasons.  Advantage uses an entirely different point range.  It is also based on a totally different scoring algorithm developed by the CRAs, and not FairIsaac.  It is NOT a FICO score, and cant be translated into one.
Many on here look with extreme derision upon all scores that are not FICO as being FAKO. Who is to say which is the better scoring algorithm?  I wont comment on that.  But the siimple fact is that the vast majority of lenders use and rely upon FICO scores generated by the FairIsaac model.  Non-FICO scores, be they better or worse, are not the industry standard. 
Also remember that you do not have just one FICO score.  FairIsaac sells different versions of its FICO algorithm to each of the three major CRAs, so even with identical CRs at each bureau, your score will probably be different.
True FICOs are obtained through myFICO.com, which is the consumer site of FairIsaac. 
Message 3 of 7
Anonymous
Not applicable

Re: experian vantaqe score - not a fico?

Hey for the people got a ? for you I recently registered on my fico I saw you advised ACE to register, and by doing so he could get his FICO score free for registering. How do I go about doing that so I can get my free FICO score. Hook Me UpInsert Smileys
Message 4 of 7
Anonymous
Not applicable

Re: experian vantaqe score - not a fico?

I wish i could take credit for giving you "A HOOK UP" but, all you need to do is, go to, www.myfico.com and follow the "START FREE TRAIL" you get 2 free Equifax fico scores and credit reports. Now keep in mind, there are two other reporting agents (TRANSUNION & EXPERIAN)  that you would need to pull seperate to see those fico scores. That you will have to pay for. But, if you put in the promo code of: 7yrsale, the cost will be discounted to $11.95 from $15.00.
 
I hope this helps!
Message 5 of 7
haulingthescoreup
Moderator Emerita

Re: experian vantaqe score - not a fico?

Just a reminder to all, Wednesday April 30 is the last day for the 25% off 7yrsale promo code!
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 6 of 7
Anonymous
Not applicable

Re: experian vantaqe score - not a fico?



haulingthescoreup wrote:
Just a reminder to all, Wednesday April 30 is the last day for the 25% off 7yrsale promo code!

Ack!  Thanks, HTSU!
 
Message 7 of 7
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