Prime is usually 660-680 somewhere; each lender draws the...
Prime is usually 660-680 somewhere; each lender draws their line in the sand slightly differently.
Score is an issue, but also what's on your report is an issue.
There's one prime lender I wasn't able to get a card from until after I paid a small outstanding chargeoff. Even though my FICO score dropped after the payment, before I was declined and after I was not.