fico scoring during inquiries.

[creditnocash]

I was just thinking about this. 

Do inquiries immediately effect your score? 

Like say you have no inquiries and you app for something. 

The score they receive for the pull. Is that before or after the inq hits the report? 

So your score is 735 lets say. 

And you apply for a cc. Does the report say 735 or 735-the inquiry that hits the report.

[pizzadude]

When a creditor pulls your report they see your score before their inquiry lowers your FICO score.

[creditnocash]

alright thanks. 

when i get my car i was going to app for the amex the same day. 

since most of my inquries dont stop being active until feb.