flag for late payments but...

[Anonymous]

On my Transunion report I have 0 lates reported. (on the credit at a glance page)

On the other 2 reports, one says 6 lates and one says 13.

BUT on the Transunion report there is a little flag by the 0, and it says "This could be hurting your score."

Is this a glitch?

[llecs]

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pjxf99 wrote:

On my Transunion report I have 0 lates reported. (on the credit at a glance page)

On the other 2 reports, one says 6 lates and one says 13.

BUT on the Transunion report there is a little flag by the 0, and it says "This could be hurting your score."

Is this a glitch?

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I don't know the answer, but maybe you have a CO and the flag, even posted by the lates, indicates a not-so-good payment history. I have seen others post about this same issue. Don't recall the outcome.

I have the opposite issue. I have 8 lates listed in the credit summary, and they are visible on one older, closed account I have, but there's no flag and in the positive comments it says: You have no missed payments on your credit accounts. Not complaining.