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i recently joined here and my knowledge is going through the roof thanks to you guys. ive never had credit before so i recently opened 3 cc accounts one just showed up on transunion 2 days ago. about 2 weeks ago i went to purchase my transunion and equifax score through this site and i was told that a score couldnt be generated for me that i would have to wait 6 months from the time my cc accounts were established. is there another way to get a true fico score and how do i go about getting anything from experian? i know getting a score would be difficult but how would i be able to check my report through them? i went to annualcreditreport.com and got my equifax and transunion and when i got to experian it said there was an error and when i tried to view it again i was told to wait another year? help with this would be greatly appreciated thank you so much and keep up the great forum
@rootpooty wrote:i recently joined here and my knowledge is going through the roof thanks to you guys. ive never had credit before so i recently opened 3 cc accounts one just showed up on transunion 2 days ago. about 2 weeks ago i went to purchase my transunion and equifax score through this site and i was told that a score couldnt be generated for me that i would have to wait 6 months from the time my cc accounts were established. is there another way to get a true fico score and how do i go about getting anything from experian? i know getting a score would be difficult but how would i be able to check my report through them? i went to annualcreditreport.com and got my equifax and transunion and when i got to experian it said there was an error and when i tried to view it again i was told to wait another year? help with this would be greatly appreciated thank you so much and keep up the great forum
I don't know of any way to generate a FICO before the minimum requirements are met:
No one has been able to buy their own Experian FICO score since February of 2009. Creditors can pull Experian and also there is a CU (PSECU) in Pennsylvania that supplies that information to it's members only.
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".