Hi and welcome to the forums.
Not sure if that is your question or if you are having problems posting but, negative information has different time lines depending on what it is.
For late payments, they have a 7 year reporting time from the date of the late.
Charge offs and collections are 7.5 years from the DoFD of the orignial creditor account.
BKs are 7 - 10 years, depending on the BK.
PRs are 7 years. For judgments, paid or unpaid, 7 years from filing date. Tax liens 7 years from date paid, 15 years if not paid on at least one CRA, or indefinitely on the others.
