inquiry improves score... SW madness

[rebuilding]

"There are a few changes to your credit report today:

• A new inquiry has been added to your credit report.

Also, your FICO® score has increased by 11"

oh well!  i'll take the 11 points! 

[Anonymous]

This is more like "Your score would have gone up 15 point, but the INQ that triggered this alert deducted 4 points- you net point gain is 11 points."  

Congrats!!!

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rebuilding wrote:

"There are a few changes to your credit report today:

• A new inquiry has been added to your credit report.

Also, your FICO® score has increased by 11"

oh well!  i'll take the 11 points! 

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[llecs]

Like Timothy mentioned, there's other stuff that happened to your CR. DW's utilization went up 20% or so on three cards. The SW alert said something to the effect that CC balances are higher on three cards. Score up 10 points (or so). The higher utilization didn't cause the score to increase, it was the yet-to-be named baddie's removal (not listed in any SW alert) that probably pushed the score up 30 and then down 20 for the CCs. Net gain of 10.

[rebuilding]

thanks.. I figured it would be something like that but I can't see any changes on my report. I just pulled another myfico this morning...  score went up again!  this alert showed it at 626 when I pulled it this morning it was 630....

aging is the only thing i can think of that must of helped...