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low credit score

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Anonymous
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low credit score

Is the Experian vantage score the same as a  fico

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2 REPLIES 2
AndySoCal
Senior Contributor

Re: low credit score

No they are two different socre models based on different criteria.

FIC Scores XPN v8 805 V2 831 (SDFCU) TUC V 8 800 07/25 EFX Bankcard v8 822 EFX FIC0 v8 807 Vantage score 4.0 817 via JC Penney
JC Penney 10/2008 4,700 US Bank Cash 08/2010 12,000 Citibank Custom Cash 5/2015 14,100, State Dept. FCU 06/2023 25,000 02/2024 Redstone FCU Signature VISA 10,000 08/23/2024 Commonwealth Credit Union 15000 07/25 Walmart One 5000 12/04/25
Banking: Lafayette FCU Fortera FCU State Department FCU Redstone FCU Hughes FCU Commonwealth FCU
My personal blacklist Axos Bank, Bank of America, Synchrony Bank Capital One TD Bank Comerica Bank BMO US Bank Wells Fargo
Message 2 of 3
pizzadude
Credit Mentor

Re: low credit score


@Anonymous wrote:

Is the Experian vantage score the same as a  fico



Welcome to the forums !

 

I'd suggest that you spend some time checking out the threads in this post:    http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Frequently-Requested-Threads/td-p/19320

 

The first one listed, Credit Scoring 101, explains the difference between FICO credit scores and non-FICO scores, usually referred to as FAKOs.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
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