cancel
Showing results for 
Search instead for 
Did you mean: 

myFico: Equifax Beacon 5.0

tag
Sxubrh
Established Member

myFico: Equifax Beacon 5.0

myFICO does not use Beacon 5.0 to calculate the Equifax Score. According to the CSR they are using FICO 08 so the score may not match lender pull anymore.

Message 1 of 6
5 REPLIES 5
mongstradamus
Super Contributor

Re: myFico: Equifax Beacon 5.0


@Sxubrh wrote:

myFICO does not use Beacon 5.0 to calculate the Equifax Score. According to the CSR they are using FICO 08 so the score may not match lender pull anymore.


If you are worried about getting eq 04 score , you can buy from equifax site or if you are member of DCU 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 2 of 6
Sxubrh
Established Member

Re: myFico: Equifax Beacon 5.0

No I am not worried.

Message 3 of 6
ac921ol
Frequent Contributor

Re: myFico: Equifax Beacon 5.0

I thought eq sold Fako scores, I am worried, cause I want to keep track of my scores for mortgage lending, not personal credit cards.

 

where can I pull all fico 04 scores from?

 

Thanks for the help.



12/28/13 (Garden Start Date)



Message 4 of 6
mongstradamus
Super Contributor

Re: myFico: Equifax Beacon 5.0


@ac921ol wrote:

I thought eq sold Fako scores, I am worried, cause I want to keep track of my scores for mortgage lending, not personal credit cards.

 

where can I pull all fico 04 scores from?

 

Thanks for the help.



Equifax score power I think its called .its eq 04 fico score and report. Its per use



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 5 of 6
Revelate
Moderator Emeritus

Re: myFico: Equifax Beacon 5.0


@mongstradamus wrote:

@ac921ol wrote:

I thought eq sold Fako scores, I am worried, cause I want to keep track of my scores for mortgage lending, not personal credit cards.

 

where can I pull all fico 04 scores from?

 

Thanks for the help.



Equifax score power I think its called .its eq 04 fico score and report. Its per use


+1

 

None of the other '04 scores are available, though I believe Experian/FICO® Risk Model v2 (which is a conventional mortgage score but I believe '98) is still available to PSECU members if you were fortunate enough to establish an account when it was available, or happen to live in PA.




        
Message 6 of 6
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.