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pays 31-60 days

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Anonymous
Not applicable

pays 31-60 days

I noticed something odd after checking my report today. I had an auto loan I paid off 7/2011 and approx six months later it showed a 30 days late however I had never been late. I disputed with the cra and it was removed. In my nov 2012 report the acct showed paid as agreed but when I pulled my report today it showed "pays 31-60 days" yet the 81 month history shows all green with no lates as it should be. Has anyone else had this happen or heard of it?
Message 1 of 7
6 REPLIES 6
Booner72
Senior Contributor

Re: pays 31-60 days

Which credit monitoring service are you using?

Even here at MYFICO there have been weird things like that that have shown up before - I wouldn't worry about it since your account is showing all green.
STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
Message 2 of 7
llecs
Moderator Emeritus

Re: pays 31-60 days

Is this showing on a myFICO report?

Message 3 of 7
Anonymous
Not applicable

Re: pays 31-60 days

It is on my experian report I ordered here through myfico. I felt it was strange to all the sudden show that after over a year after it was rectified. I never received a "change to my report " as a result and don't think it affected my score, but still weird.
Message 4 of 7
AndySoCal
Senior Contributor

Re: pays 31-60 days

Double check with the lender make sure they are not reporting it by mistake.

FICO Scores XPN v8 805 V2 831 (SDFCU) TUC V 8 800 07/25 EFX Bankcard v8 822 EFX FIC0 v8 808 Vantage score 4.0 817 via JC Penney
JC Penney 10/2008 4,700 US Bank Cash 08/2010 12,000 Citibank Custom Cash 5/2015 14,100, State Dept. FCU 06/2023 30,000 02/2024 Redstone FCU Signature VISA 10,000 08/23/2024 Commonwealth Credit Union 15000 07/25 Walmart One 5000 12/04/25
Banks and Credit Unions: Lafayette FCU Fortera FCU State Department FCU Redstone FCU Hughes FCU Commonwealth FCU Veridian Credit Union Utah Community Credit Union
My personal blacklist Axos Bank, Bank of America, Synchrony Bank Capital One TD Bank BMO Langley FCU Paypal Barclays
Message 5 of 7
Booner72
Senior Contributor

Re: pays 31-60 days

MYFICO sells Equifax, not Experien, FYI.
STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
Message 6 of 7
Anonymous
Not applicable

Re: pays 31-60 days

Ahh yes I meant Equifax.
Message 7 of 7
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