quick question?

[jimc]

i had a bk in 05 on my fico it shows 2 credit cards that were supposed  to be included in that bk but are not. my question is does it hurt ur score more when it is not in bk? or when it is in bk?

[Anonymous]

Do the cards show late pays instead?

[jimc]

experian shows 4 kd 1 90 1 60 1 30 the other just shows charge off bad debt

[jimc]

nobody knows??

[Anonymous]

I'm guessing that these accounts would be best reporting as IIB...but that is just my guess. You should check out the bankruptcy forum here for better answers.

[RobertEG]

Filinig for BK does not remove prior derogs from your CR.