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"You have few accounts that are in good standing"

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SomeGuyOnTheWeb
Regular Contributor

"You have few accounts that are in good standing"

So I'm looking at my TU statement and this appears as hurting my score. All of my accounts show good standing (6 open student loan accounts, 2 closed student loan accounts and 3 CC's), with the only late being over 5 years ago on a student loan (90 days).

 

Here's what TU says.

 

Number of your accounts currently being paid as agreed: 9 accounts

FICO High Achievers have an average of 6 accounts currently being paid as agreed.

 

So what the heck does that mean? It seems silly to get dinged for something I don't understand.

EQ - 727
TU - 752
EX - 774
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1 REPLY 1
taxi818
Super Contributor

Re: "You have few accounts that are in good standing"

Does not mean you are getting dinged. It should alps say. Fico high achievers have an average of 6 open accounts on good standing. So ignore that. You know already you hot more than that being counted.  Now what bothers me. Accoringing to credit karma. Is must have 22 accounts to get (A) rating. B rating if less. Wth. 

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