score drop on score watch from zync reporting balance?

[creditnocash]

i mean it is what it is but i figured that charge cards dont have util effect? 

im gardening but just surprised. 

anyone else have this happen too? 

p.s. i have the hard hold 500 limit zync. 

and since its a new month all my cards are 1 month older i guess. 

last inq's 8-30-12

[Anonymous]

while charge cards dont count in utilization in fico 04 and 08, i believe they can till be counted as a balance carrying account. Since the number of balance carrying accounts increased for you, the score went down.

[creditnocash]

well thats a shame then. might as well only let zync report then. 

its dumb to say it doesnt effect your util but still effects util. 

i mean its only 2 points but still. 

actually when i had 1 card report my score went up 

2 no change 

and 3(including zync) -2. 

all with around 900 balance reported.  370/450/167 

next month will only let 1 report to be golden for amex in jan.