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scores different on myfico.com vs transunion, equifax & experian why?

tag
Anonymous
Not applicable

scores different on myfico.com vs transunion, equifax & experian why?

i was curious to see what my credit score was so i checked on myfico.com. i noticed that there was an error on my report - it stated that i had something in collections but this bill had been paid in full prior to this account going into collections. i was able to send disputes to transunion, experian and equifax - transunion was able to delete the collections notation on my report. i checked my credit score on transunion and it showed 678 but on myfico.com it showed my score at 654. why is there such a huge difference between myfico.com and the credit bureaus' website? shouldn't it be somewhat similar?
Message 1 of 3
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fused
Moderator Emeritus

Re: scores different on myfico.com vs transunion, equifax & experian why?

Hi and Welcome to the myFICO fora! Please read the credit scoring link in my sig line.
Message 2 of 3
Anonymous
Not applicable

Re: scores different on myfico.com vs transunion, equifax & experian why?

hi fused, thanks. i guess i should have read that first.
Message 3 of 3
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