tu 98 and o4

[Anonymous]

went to bank other day before i left got my tu fico from this site 98 score was 786 got to the bank they pulled tu

o4 score was 770 just some info on spread in two models

[marty56]

I posted about my 25 point drop for possibly having a 2nd card report a balance.  I spoke with MyFICO CSR about it and I was 100% convinced that the answer they gave me was accurate.

If they swicthed to o4, I cant imagine why they would not say that.  I am forced to wait possible 2 months for the card to report  0 balance.

[llecs]

MyFICO still offers the TU 98 score. Once more and more lenders jump on to switch to '04, then the myFICO TU score will change.