updated. last baddie fell off EQ. Come ON score watch already!

[peepers]

this is like torture!

[Revelate]

---

@peepers wrote:
this is like torture!

---

Think it might not be picked up until something like a balance change triggers a score update.  It's not a perfect system in my experience; I have something like 12 tradelines which are updated monthly so changes are frequent enough in my experience, but it is a little fustruating .

[peepers]

Yeah, I have had an increase of $7,000 of available credit (CLI's) and a decrease of $1000 on my one card with a balance. My overall util is less than 10% now. That triggered nothing nor did this baddie coming off. I don't want to pay $13 to update it. I also don't want to because if its different than what its sitting at, confirming no alert.....I will come uncorked!

[Revelate]

---

@peepers wrote:
Yeah, I have had an increase of $7,000 of available credit (CLI's) and a decrease of $1000 on my one card with a balance. My overall util is less than 10% now. That triggered nothing nor did this baddie coming off. I don't want to pay $13 to update it. I also don't want to because if its different than what its sitting at, confirming no alert.....I will come uncorked!

---

Your card may not have reported yet; in my experience SW reliably tracks balance changes reported to EQ by my creditors.

[peepers]

Hmmm I refresh my daily reports via USAA monitoring and both cards have been reporting the increased credit limits for 2 weeks now. It is what it is though

[peepers]

finally got my score watch update........went from 697 to 781

[mongstradamus]

---

@peepers wrote:

finally got my score watch update........went from 697 to 781

---

Thats an really nice bump. I am patiently waiting to hear back from EQ to see if they will delete early for me. Its supposed to fall off in may or june. It has been stuck at pending for last week or so :-(. Its my last baddie. TU and EX already have deleted. Just waiting on EQ now to see what they will do :-)

[alinoapa]

---

@mongstradamus wrote:

---

@peepers wrote:

finally got my score watch update........went from 697 to 781

---

Thats an really nice bump. I am patiently waiting to hear back from EQ to see if they will delete early for me. Its supposed to fall off in may or june. It has been stuck at pending for last week or so :-(. Its my last baddie. TU and EX already have deleted. Just waiting on EQ now to see what they will do :-)

---

Awesome news...Congrats!

[Lechte]

---

@Revelate wrote:

---

@peepers wrote:
this is like torture!

---

Think it might not be picked up until something like a balance change triggers a score update.  It's not a perfect system in my experience; I have something like 12 tradelines which are updated monthly so changes are frequent enough in my experience, but it is a little fustruating .

---

As long as my Score Change alert is set up as my current score...I have gotten an alert I believe everytime one of my negatives fell off, without any other thing triggering it.  It doesn't show a specific reason for the score change, but it does give a general reason as to why my score could have changed.

[Lechte]

---

@peepers wrote:
Yeah, I have had an increase of $7,000 of available credit (CLI's) and a decrease of $1000 on my one card with a balance. My overall util is less than 10% now. That triggered nothing nor did this baddie coming off. I don't want to pay $13 to update it. I also don't want to because if its different than what its sitting at, confirming no alert.....I will come uncorked!

---

I've noticed that whenever my CC statements cut...it doesn't usually reflect on my CR for a couple of days...and SW normally doesn't alert me until a day or 2 after my CR reflects the change.   I understand people's frustrations with the delay, but once you get the timing down right and just learn to live with the delay...at least knowing when to expect the alert...SW is pretty decent.   I've never had any problems with it, I've gotten the alerts almost down to the day I expect them from studying when exactly my CR's actually reflect.   ....I think the delay problem lies more in the CB's lap than it does SW.