SW only works for your EQ reports. You have to pay each time you want to update your TU or EX reports/scores. 
Congrats, but you have to pay the piper for the scores. Google myfico discount codes and it will take a little bit of the sting out of it.
Starting Score: 469
Current Score: 824
Goal Score: 850
Highest Scores: EQ 850 EX 849 TU 850
Take the myFICO Fitness Challenge
Starting Score: 469Current Score: 824
Goal Score: 850
Highest Scores: EQ 850 EX 849 TU 850
Take the myFICO Fitness Challenge
If you hang out on this forum long enough you won't need SW after you lean how many things will effect scores before they happen. You will just become a human score calculator. I'm serious. It took me about a year. Other than that there are FAKO scores, but useless.
WAIT. There is WAMU credit card. They give you a free PFICO credit score on TransUnion every month.
WAIT. There is WAMU credit card. They give you a free PFICO credit score on TransUnion every month.