What should I be concerned with in regards to collections/lates and how they are reporting so that they will fall off in 7 years? Is it the date opened, reported since date, last reported date, assigned date, or date of status? What dates starts the 7 year period? See below.
CREDIT MANAGEMENT LP Address: 4200 INTERNATIONAL PKWY CARROLLTON, TX 75007 No phone number availableAccount Number: 23513445 Original Creditor: TIME WARNER CABLE Status: Paid,Closed/Collection account. Date Opened: 08/2002 Type: Collection Credit Limit: $133 Date of Status: 03/2003Terms: 1 Months High Balance: $133 Reported Since: 11/2002Monthly Payment: $0Recent Balance: NA Last Reported Date: 03/2003Responsibility: Individual Recent Payment: NA Your Statement: NA Account History: Collection as of Dec 2002, Nov 2002