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when do hard inquries fall off your credit report?

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mom2girls
Valued Member

when do hard inquries fall off your credit report?

I have 8 hard inquries in the last 6 months while I was tring to get a CC to balance out my credit.  Just curious as this is showing as a bad in my FICO profile.

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MarineVietVet
Moderator Emeritus

Re: when do hard inquries fall off your credit report?

 


@mom2girls wrote:

I have 8 hard inquries in the last 6 months while I was tring to get a CC to balance out my credit.  Just curious as this is showing as a bad in my FICO profile.


 

Hi there.

 

For scoring purposes hard inquiries will stop affecting your score after one year from the date of inquiry but they will still be listed for 2 years. Did that answer your question?

 

 

 

From a BK years ago to:
EX - 9/09 pulled by lender 802
EQ - 7/06-663, 3/10-800, 10/10-813
TU - 10/10-774
You can do the same thing with hard work

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