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Is a $200 Cash Bonus Worth an Inquiry Ding?

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20 Replies 738 Views

20 Replies

738 Views

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MissionLane 1
mobil 1
mom 1
More Rewards 10
More Utilization padding 1
MoreRewards Amex 6
mortgage 2
Mortgage History 1
mortgage loan 1
Mortgage scores 1
motor 1
Mountain America 1
mountain american credit union 1
MR points 1
MSGCU visa 1
multiple Amex cards 1
multiple applications 1
My Best Buy 2
my fico 1
My Story 1
myfico 1
NASA 3
Navy 34
navy approval 4
Navy CLI 37
Navy FCU 1
navy fed 7
navy federal 24
Navy Federal approval 60
Navy Federal Credit Union 58
Navy Federal Membership 3
Navy federal rewards 4
Navy Rocks 3
need help 1
Negative items or DEROG 19
Neiman Marcus 4
Neiman Marcus cli 1
Neimans CLI 1
Neiman’s 1
nelnet 1
new 2
New Account 27
new account approval 2
New Account NFCU 4
new accounts 3
new application 2
new approval 5
New approvals 24
new card 15
new cash back card 1
New CLI 5
new credit 12
New credit & loan 398
New credit card 31
new credit card. 1
New credit user 2
New inquiry 1
new line of credit 2
new to credit 2
newbie 4
Newegg 1
news 1
NFCO 3
NFCO 2nd CC 4
NFCU 217
NFCU 1st CC 20
NFCU 2nd CC 32
NFCU 3rd CC 12
NFCU ACLI 1
nfcu amex rewards 3
NFCU APPROVAL 26
NFCU Cash Rewards 40
NFCU CLI 62
NFCU CLOC 4
nfcu cloc cashrewards 1
NFCU go rewards approval 2
NFCU navy federal navy fed 5
NFCU nRewards Secured Card 3
NFCU Platinum 13
NFCU PreApproval 2
Nfcu secured card and cloc. 1
NFCU SUBmarine ride-a-long 1
NFCU VISA APPROVAL 8
Nfcu visa platinum 3
NFCU Visa Platinum CLI 2
NFCU Visa Signature Rewards Credit Card 1
NFCU Visa Signature® Flagship Rewards Credit Card 11
NFCU. PLATINUM 1
NFCUsucks 1
NFM 1
NIHFCU 1
NO AA 1
No Annual Fee 4
No Annual Fee. 1
no credit 1
no credit history 1
no hard inquiry 1
No Inquiry 1
no question ask 1
non-FICO credit scores 8
Nordstrom 17
Nordstrom cli 16
Nordstrom Visa 7
nordstroms visa 1
Not Macy's Miracle Grow 2
nova 1
npsl 1
nRewards 5
NWFCU 1
Oasis 1
odds 1
odyssey 1
offers 2
old FoTM 1
Old Navy 1
Old Navy Visa 2
Ollo 4
Ollo Optimum 3
Ollo Rewards 6
one 1
Only store card 2
open new card 1
open sky 1
Oportun 1
Oportun Cash Back Visa 1
Optima 3
Other 476
OUTLIER 2
overstock 18
overstock CLI 13
paid 1
PATELCO 6
pathfinder 7
Pathfinder Visa Approval 3
PayBoo 2
payment method 1
payments 1
Paypal 25
PayPal Cash Back 12
PayPal Cashback MasterCard 31
Paypal CLI 2
Paypal Credit 18
Paypal Credit CLI 12
paypal extras mc 4
paypal mastercard 1
paypal mc 1
PayPal MC CLI 10
PC 2
PCMCU 1
PCR 2
Pen Fed 16
Pen Fed approval 6
pending message 1
penfed 49
PenFed Amex 1
PenFed Amex Travel 8
Penfed and navy fed approved 1
Penfed approval 8
PenFed Approved 26
PenFed Auto Loan 3
PenFed Cash Reward Visa 11
penfed cli 9
Penfed Credit Line Increase. 1
PENFED GOLD 14
penfed loan 2
PenFed Macy's Amex 1
PenFed Offers 2
PenFed Platinum Cash Rewards Visa 9
PenFed Platinum Rewards Visa 3
PenFed Platinum Rewards Visa Signature Approved 17
PENFED POWER CASH 24
PenFed Power Cash Rewards 15
PenFed pre approval cli 1
PenFed Premium Travel Rewards American Express CLI 2
PenFed Promise 15
penfed promise visa 3
PenFed Travel Rewards American Express Approved 3
pennfed 1
pentagon 2
perpetualseedling 1
Personal finance apps 3
personal lines of credit 1
Personal loan 4
Petal 2
petal 1 2
petal 2 1
Petal cli 2
petal credit approval 2
petal credit card 1
PFCU 1
Pier1 1
PIN 1
plaid 1
platimum 1
platinum 23
platinum card 5
Platinum Credit Card 8
Platinum Mastercard 1
Platinum Rewards Visa Signature® Card Approval 1
Platinum Select VISA 1
platinum Visa 2
PlatinumRewards 1
playstation 1
Plenti 1
PLOC 4
plus 2
PNC 18
PNC Cash Rewards 8
PNC CLI 9
points 3
POKE THE BEAR 1
poor credit 1
popup 3
Post Bankruptcy 2
post bk 1
Post BK7 1
POT increase 1
Pottery Barn 8
Power Cash 3
Power Cash Rewards 2
PPC 2
PPC CLI 4
PPCBMC 1
PPCBMC CLI 2
Pre Approval 14
pre approvals 1
pre qualified 3
Pre Selected 4
Pre-Approval 5
pre-approved 3
pre-qualified 3
preappr 1
preapproval 3
preapproved 4
Preferred 9
premier dining 2
premier rewards gold 5
Premium Cash Back Plus 1
Premium Cash Back+ 1
Premium Rewards 7
Prequal 7
prequalified 4
preselected 2
prestige 2
PRG 17
prg approval amex 1
prime 5
Product Change 4
promo apr 1
Proof 1
Propel 5
Propel with referral link 1
Propel. 3
PSECU 5
PullingMeSoftly 1
Pure Rewards 1
qs 5
qs1 5
QSWMC 1
Question 7
questions 1
QuickSilver 20
quicksilver one 3
R2D2 1
Rakuten 1
rapid rewards 1
rapid rewards priority approval 1
RBFCU 5
Re 1
rebuild 10
rebuild after BK 1
Rebuilding 69
rebuilding after bankruptcy 1
Rebuilding and application advice 1
rebuilding approvals 11
Rebuilding credit 36
Rebuilding Credit after Bankruptcy 18
Rebuilding from charge off 2
Recon 52
Recon. 1
reconsideration 19
Red Aviator 2
red card 3
Redcard 7
Redstone 1
refinance 1
reflect 1
regions 2
relationship 1
Reserve 5
restaurants 1
results 1
Retail 8
retail card 2
Retail cards 432
Retail cards credit limit increase 35
retail credit cards 5
rewa 1
reward cards 10
Reward me More 1
Rewards 69
rewards card 31
Rewards cards 1,293
Rewards cash back 14
Rewards CC 4
rewards credit card 1
REWARDS CREDIT CARDS 132
Rewards Visa 18
rewards+ 1
Ritz 1
Ritz-Carlton 8
rooms to go 3
RoomstoGo 1
runtothegarden 1
SAHM 1
Saks 2
SaksCard 1
SaksFifthAvenue 2
SaksWEMC 1
SaksWorldEliteMastercard 1
Sallie 1
Sam's Club 2
Sams Club 9
Sams Club Mastercard 4800 1
Sam’s club MasterCard 4
Sapphire 11
Sapphire Preferred 9
Sapphire Reserve 12
sassynycgirl 1
savings 1
Savor 8
Savor one 2
Savor One approval 5
Schwab 2
score 2
score drop 1
Score improvement 50
Score ingredients 1
scores 1
SCT 29
SCT comenity 5
SCT HP 3
SDFCU 3
SDFCU approval for siggy 1
Sears 3
second card 3
Second Discover card 1
secu 1
secure credit card 2
secured 9
secured card 14
Secured Card Approvals 4
Secured Card Graduation 5
secured cards 2
SECURED CREDIT CARD 18
SECURED CREDIT CARD SECURED CARDS CITIBANK SECURED CARD 3
Sephora 1
SFFCU 1
SGV 1
Shell 1
Shell Mastercard 2
shocked 2
Shopping Cart Trick 17
Shopping Cart Trick 2018 1
Shopping Spree 1
sign-up bonus 4
Signature 6
Signature Cash Back VISA 3
signature visa 6
signup bonus 2
Simplicity 3
Sinclair 1
SINKB 1
Sinkrony 1
SkyMiles 3
SkyPoint 1
SkyTeam 1
SL 26
SL at $0.00 1
SL at $15000 1
slate 4
SMOOTH OPERATOR 1
sofi 5
SOFI CLI 1
soft inquiries 4
Soft pull 41
soft pull cit bank 1
soft pulls 4
Sony 1
Sony card cli 2
Southwest 9
Southwest Airlines 1
Southwest credit card 1
SP 31
SP app 1
SP Approval 5
SP CLI 20
SP CLI's 2
Special 1
spending limit 4
SPG 7
SPIRIT MASTERCARD 1
Sportman's Guide Visa 2
sportsman guide 2
sportsman's guide 1
spree 3
SSL 1
starting credit limit 4
Starting limit 7
State Farm 1
State Farm Rewards Visa 2
Stated income 1
Stay at home mom 1
store card 17
store card approval 2
store cards 13
Store Credit Cards 33
Store Visa 2
Story 1
student 7
student card 3
student loan 1
student loans 2
SUB 6
subprime 1
subprime cards 1
success 2
Suncoast 1
SunTrust 3
Surprise Approval 1
sync 2
SYNCB 11
Synchrony 115
synchrony bank 15
Synchrony Bank credit limit increase mastercard 7
Synchrony Comenity Verizon Visa Bankruptcy 1
synchrony credit increase 18
Synchrony Mastercard 6
synchrony paypal magic black 1
Synchrony Still gives CLI 6
Synovus 5
TAKE IT TO THE LIMIT ONE MORE TIME! 1
target 21
Target Card 15
Target CLI 24
Tarjetas de viaje 1
TBOM 1
TCL 1
td bank 4
TDECU 1
Team Pendread! 1
Teen 1
Texaco 1
Texas 1
Thank You 2
thank you points 2
Thanks 1
ThankYou Preferred 2
They Got Just What I Need 1
They sunk my battleship 1
Thin 6
Thin File 12
this now puts me in the 100k cl club. Not including charge and business cards. 2
tips 1
tjx 2
too many inquiries 1
too much available credit 1
torrid 1
Total Rewards Visa 1
toyota 1
Trans-union TU score jumping 1
transfer limit 1
transunion 9
travel 3
Travel cards 414
Travel Maybe 1
Travel rewards 37
Travelocity AMEX 1
trifecta 6
Truist 2
Truist approvals 2
Truist bank 1
Truist credit card 1
Truist Credit cards 3
Truist offers 1
Truist special offers 1
Truly Simple 1
tu 1
TU 665 1
TU 669 1
TU 706 1
TU: 711 2
U.S. Bank 6
U.S. Bank Cash+ 3
U.S. Bank FlexPerks® Travel Rewards Visa Signature® Card 1
Uber 9
Uber CC 4
Uber Visa 9
Uber Visa Approval - Recon for Credit Limit Increase 1
ufcu 1
Ulta 1
Ultimate Rewards 2
UMB Bank 1
Unify 1
unify fcu 2
United 5
Unlimited 5
Unsecure 2
unsecured card 1
update 2
updates 1
upgrade 10
Upgrade. 1
us 1
us bank 34
US Bank Altitude Go 6
US Bank Altitude Reserve 10
us bank amex 2
US Bank Approval. 1
Us bank cash + 10
US bank cash plus 31
US bank cash plus auto cli 1
US Bank Cash Rewards WEMC 1
Us bank cash+ 1
US Bank CLI 4
US Bank Flexperks AMEX 3
US Bank Platinum 2
Usaa 22
USAA Amex 7
USAA cgx 1
USAA Cli 7
USAA credit cards 1
USAA Visa Signature 7
USBank 16
USE IT OR LOSE IT 1
Util 1
utilization 10
utilization decrease 1
venmo 12
venmo app 1
venmo cc approval 2
Venmo CLI 1
Vent 1
Venture 16
Venture capitalone 2
Venture One 4
Venture X 8
venturex 1
veridian 1
Verification 2
verification department 2
verizon 10
VERIZON VISA 5
Verizon VS 1
Victoria Secret 6
Victoria Serect 2
Victoria's secret 7
Virgin America 1
Virgin America Premium Visa Signature Card Approval Credit Card Wait time 1
visa 41
VISA cards 39
Visa Platinum 5
Visa Rewards 4
visa signature 22
VS 8
vs cli 4
vs comenity 4
Vystar 1
Walmart 27
walmart auto increase 2
WalMart bankruptcy friendly 2
Walmart cli 20
Walmart Rewards MasterCard 5
walmart store card 11
Walmart Synchrony 18
Walmart Syncrony approval DP poor credit 1
wayfair 10
wayfair cli 3
Wayfair comenity credit rebuild 1
web bank 2
WebBank 1
Welcome Bonus 1
Wells Fargo 50
Wells Fargo 'Autograph' approved 1
Wells Fargo 6.5k 1
Wells Fargo Active Cash 7
Wells Fargo Auto CLI 1
Wells Fargo Autograph 2
wells fargo BT 1
Wells Fargo Cash Wise and DCU Visa approved!!!! 1
Wells Fargo CLI 4
Wells Fargo Platinum Visa 3
Wells Fargo Propel 10
wells fargo SL 1
wellsfargo 4
wellsfargo propel 3
West Elm 1
WF 11
WF Autograph 1
wfcashactive 1
What do i do now citi or chase chicken or the egg 1
where is AJC at 1
WHUT THE FICO 1
William Sonoma 2
Williams Sonoma 6
Wings Fcu 2
Wings Financial Visa Signature 2
Winning 1
WooHoo 1
world elite 4
WorldEliteMastercard 2
worstgardenerever 1
X1 15
X1 APPROVAL 11
Yeah yeah yeah 1
YOLO Trifecta 1
young 1
Young File 4
Élan CLI 1