I think this guy is a scammer

Anonymous · ‎01-14-2016

I just got a private message from some guy screen name AU-Guy telling me he owns a authorized user company and is interested in selling my lines for a sizeable income. Has anyone else gotten a message from him or no what this scam is about

Thanks

If someone wants to let a MOD know they can contact me and Ill provide the PM to them

Anonymous · ‎01-14-2016

@Anonymous wrote:
I just got a private message from some guy screen name AU-Guy telling me he owns a authorized user company and is interested in selling my lines for a sizeable income. Has anyone else gotten a message from him or no what this scam is about

Thanks

If someone wants to let a MOD know they can contact me and Ill provide the PM to them

You can report the PM to a mod from within the PM by clicking on the report inappropriate content link.

Anonymous · ‎01-14-2016

There is a "real" business where a potential AUs pays a broker who then pays part of the fee to someone to add that person as AU to one of their cards. (You don't give the AU their own card, they just get to benefit from the good history). CCCs don't like this, and later FICO score systems attempt to discount unrelated AUs.

However, as the card holder you would have to be very careful in communicating with a self-proclaimed broker, who might be a scammer just after card info. There is no need for a real broker (or AU) to know SSN, account number or anything.

NRB525 · ‎01-14-2016

I got the same PM, forwarded to mods.

It seems like a totally legitimate way to earn extra money. Give out your credit card info so someone you have never met, who has no credit and can't get a card on their own, gets signed up as AU on your cards, on the promise they will pay you for the right to use your credit cards.

What could go wrong?

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Anonymous · ‎01-14-2016

@Anonymous wrote:
There is a "real" business where a potential AUs pays a broker who then pays part of the fee to someone to add that person as AU to one of their cards. (You don't give the AU their own card, they just get to benefit from the good history). CCCs don't like this, and later FICO score systems attempt to discount unrelated AUs.

However, as the card holder you would have to be very careful in communicating with a self-proclaimed broker, who might be a scammer just after card info. There is no need for a real broker (or AU) to know SSN, account number or anything.

Even if the person is running a 'real' business they are not to solicit business within a PM as it is a violation of the TOS of the site.

uswala · ‎01-14-2016

@Anonymous wrote:
I just got a private message from some guy screen name AU-Guy telling me he owns a authorized user company and is interested in selling my lines for a sizeable income. Has anyone else gotten a message from him or no what this scam is about

Thanks

If someone wants to let a MOD know they can contact me and Ill provide the PM to them

I got this PM as well. I have reported it to mods.

bdhu2001 · ‎01-14-2016

@Anonymous wrote:
There is a "real" business where a potential AUs pays a broker who then pays part of the fee to someone to add that person as AU to one of their cards. (You don't give the AU their own card, they just get to benefit from the good history). CCCs don't like this, and later FICO score systems attempt to discount unrelated AUs.

However, as the card holder you would have to be very careful in communicating with a self-proclaimed broker, who might be a scammer just after card info. There is no need for a real broker (or AU) to know SSN, account number or anything.

Wow!! Who knew such a business existed.

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Anonymous · ‎01-14-2016

There are several different usernames sending out the same PM over the last few days.

ddemari · ‎01-14-2016

I got it too. I plan on forwarding it also.

Anonymous · ‎01-14-2016

@Anonymous wrote:
@Anonymous wrote:
There is a "real" business where a potential AUs pays a broker who then pays part of the fee to someone to add that person as AU to one of their cards. (You don't give the AU their own card, they just get to benefit from the good history). CCCs don't like this, and later FICO score systems attempt to discount unrelated AUs.

However, as the card holder you would have to be very careful in communicating with a self-proclaimed broker, who might be a scammer just after card info. There is no need for a real broker (or AU) to know SSN, account number or anything.
Even if the person is running a 'real' business they are not to solicit business within a PM as it is a violation of the TOS of the site.

Right, I wasn't suggesting that it was OK to do that. Just that it doesn't have to be a scam, although it probably is. That said, if you were looking for potential leads, forums like this would be a good place to start, especially with those that put cards and scores in their sigs!