Using my current EQ report through myFICO, there are two old charge-offs that have been paid, but aren't labelled as such in the status field. In the balance column of the actual report, it shows $0 for each, however, when I click on the dispute option and go to these two accounts, each one offers me the option to dispute the balance as paid in full, and it lists the current balance as the charged-off amount for each card. I'm wondering why it sees a balance within the dispute section, but not on the report.
Could this somehow be affecting my score? My EQ has been my lowest score for a while now, and I'm wondering if this is why.
Thanks in advance for any insight!
