Can I force an update of MyFICO Premier?

[Smindustries]

MyFICO is lagging behind TransUnion. A few days ago TU deleted a derogatory item, however MyFICO is not updating the TU score. 

Is there a way to force an update? If not, how often does MyFICO query TU for data?

[JoeRockhead]

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@Smindustries wrote:

MyFICO is lagging behind TransUnion. A few days ago TU deleted a derogatory item, however MyFICO is not updating the TU score. 

Is there a way to force an update? If not, how often does MyFICO query TU for data?

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Welcome to the forum. 

If you have a paid subscription to MyFico the reports are updated at the beginning of every month.  You can always purchase a new report anytime to see a possible updated score, but if your TU report has already been updated to reflect the change there's no need to purchase a report from here.  No lender pulls reports directly from Fico. 

[JoeRockhead]

You can pull an updated report from Annual Credit Report for free once every 7 days... it will be the same information a lender would see if they were to pull your report at the same time (just no score provided). 

[Smindustries]

Thanks, but I don't need an updated report. I'm looking for an updated score, and only the score. I understand the reports are part of the subcription, but I don't care about them. I subscribed to MyFICO for the scores, and expected them to update regularly.

[FicoMike0]

I'm on "team free scores". I just logged in to creditwise, I got a tu fico 8 score with today's date. Mine was up a few points, 806!

Maybe try them.

[Smindustries]

Thanks for the suggestion. I can't create a CreditWise account, and receive an error message every time I try.

[FicoMike0]

That sux. 

Experian.com will give you their Fico 8.

I get tu Fico 8 free from Huntington, only once a month.

[GZG]

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@Smindustries wrote:

Thanks, but I don't need an updated report. I'm looking for an updated score, and only the score. I understand the reports are part of the subcription, but I don't care about them. I subscribed to MyFICO for the scores, and expected them to update regularly.

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the FICO 8 score will update upon a trigger

this is the list of triggers: https://www.myfico.com/legal/monitored-data 

otherwise you will need to wait for your monthly subscription to go to the next month or buy a new report, they should be discounted with your subscription

[FicoMike0]

Wow @GZG  useful info.

Show off.

[Smindustries]

That's excellent information. Thank you.