FICO Score Monitoring Only Shows Equifax?

EW800 · ‎08-22-2014

I upgraded to the 3-bureau monitoring and alerts this morning. I am guessing that this is just some wording that needs to be updated within MyFico, however I just noticed that under my subscription information, it shows Credit Monitoring for all three CRA's, however FICO Score Monitoring only shows Equifax. I assume this is an error that everyone is seeing? The Score Monitoring is for all three bureaus once upgraded, correct?

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Sept 2024: EX8: 847; EQ8: 850; TU8: 848 -- Middle Mortgage Score: 821
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .

PhoenixDown · ‎08-22-2014

That's my question too. I feel very mislead if they only provide ongoing FICO Score changes for Equifax only.

"Plus, for the first time ever, you can now monitor your FICO Score from each bureau—a feature exclusive to myFICO."

EW800 · ‎08-22-2014

I am thinking that it is just something they need to update/fine-tune, however it can sure give the wrong impression. They make so many claims elssewhere that indicate that it is all three CRA's that I bet we will be fine.

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Sept 2024: EX8: 847; EQ8: 850; TU8: 848 -- Middle Mortgage Score: 821
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .

Anonymous · ‎08-23-2014

You Sir EW800, are correct. Monitoring is for all 3 CRAs (acknowledging that for TU only, it does not currently alert for balance changes) - it's a UI boo boo that we'll fix shortly.