tidbit1 wrote:
My daughter turned 18 today and we want to start building her credit right away. I tried pulling all three reports from annualcreditreport.com. TU and EQ said there wasn't enough info and she has to send in verification to them. EX listed the two accounts that she is AU on (one of mine and one of hubby's).
I would like to pull her FICO scores but aren't sure when they will be available. If she purchased a FICO score, if no info was available, would it waste her 15 bucks - or would she be able to keep checking and use it when the info is available?
The minimum criteria for generating a FICO score (AU accounts qualify):
- one account open for 6+ months
- one undisputed account reported to the bureau within the past 6 months
These requirements can be met by one or more than one account. If you try to order from myFICO and you aren't able to get a report and score -- for whatever reason -- you won't be charged.
