Is my Scorewatch actually working?

[Anonymous]

I have not received any scorewatch alerts recently in terms of my score changing.  I know there have been changes on my credit report as I have pulled my report directly from the Equifax. These changes should have resulted in a scorewatch alert in terms of my score as I have my target score set for one point higher than my current score.  In addition, it seems as though whenever I pay for an updated report from Myfico, my score will change.  Does anyone else have this problem?  Thank you!

[Anonymous]

I have ordered numerous reports from Myfico (as I have no patience! lol) and am beginning to think it is just not worth the cost of the scorewatch when the only changes I see are when I pay for an updated report. 

[Anonymous]

I also just noticed that I have been paying $19.95 for my reports when I could have been receiving a 30% off discount because of my scorewatch.  I do not understand why the discount is not automatically deducted if you subscribe to Scorewatch instead of having to order it from a specific page.  I have wasted so much money ....

[llecs]

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@Anonymous wrote:

I also just noticed that I have been paying $19.95 for my reports when I could have been receiving a 30% off discount because of my scorewatch.  I do not understand why the discount is not automatically deducted if you subscribe to Scorewatch instead of having to order it from a specific page.  I have wasted so much money ....

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Don't feel bad....I went a whole year paying full price before I even realized there was a discount. In the future, pull your EQ FICO report through ScoreWatch vs. ordering via FICO Standard. In you click within your SW bar, there is a link under the SW graph to order your free report (if you have any). Absent that, you will see a link for 30% off.