Quarterly Monitoring Alerts?

[Anonymous]

Does anyone know how the TU Quarterly Monitoring alerts work?  It appears that I should receive an alert for a new account, change in acct. balance, change in FICO score, etc, but from what I have read, it looks like they will only alert based on identity changes.  Does anyone know?

[Barry]

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mrscharlie wrote:

Does anyone know how the TU Quarterly Monitoring alerts work?  It appears that I should receive an alert for a new account, change in acct. balance, change in FICO score, etc, but from what I have read, it looks like they will only alert based on identity changes.  Does anyone know?

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Hi mrscharlie --

You should be alerted to the changes you mentioned, but are you aware these are quarterly alerts?  Every quarter you'll receive an email advising you to log into your myFICO account to see your alerts and new TU report/score.

Does that help?

Barry

[Anonymous]

I understand.  However, there are some misleading statements in some of the product descriptions.  I still believe I should be getting alerts as to any identity changes on a weekly basis, though, according to product info.

[Barry]

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mrscharlie wrote:

I understand.  However, there are some misleading statements in some of the product descriptions.  I still believe I should be getting alerts as to any identity changes on a weekly basis, though, according to product info.

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Yes, that's true.  The weekly ID change monitoring looks at various marketing databases, such as mailing lists, and not the credit bureaus.  So, any ID changes on your credit reports will still appear as quarterly alerts only.