Question about MyFICO.com credit repair service

[Anonymous]

Hi,
I used the MyFico.com's service a year or two ago and it had a tool that would automatically dispute charges that I selected on my account and then I could print out the sheets and mail them. Is this service still offered and if so, what package do I need to purchare to get it?

Thanks

[Anonymous]

Just a point of clarification...MyFICO is not a "credit repair service" but rather a credit monitoring tool. And it does not "automatically dispute" anything. What is included in some of the packages (like Suze Orman's) is the ability to select an account and print out a dispute letter pertaining to that account.

I recommend using the letter as a template, and adding information to it that you feel is germane. Credit agency reps are trained to give form letters short shrift; yours will likely be taken more seriously if it looks like you typed it yourself. But don't put in flowery prose or sob stories--just cut right to the chase.

[Tuscani]

Remember to read the Scoring 101 thread:

http://ficoforums.myfico.com/fico/board/message?board.id=ficoscoring&thread.id=2654