Has anyone ever had this happen before? I recieved a score watch update today that stated that I had disputed an account called tmcc. I do have an investigation in process but it has been ongoing with a different company and I have no idea what this account is. I can't find it anywhere on any credit report. Should I just let it go or contact someone before they actually add it to my credit file? It doesn't even say what kind of account it is or give any balances for anything.