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I'm subscribed to Score Watch and I could have sworn that there was a score estimator that allowed you to play with utilization, ontime payments, etc etc to estimate effect on Fico score. But I've looked and can't seem to find it now. Was that feature disabled?
wow, just realized this sub is pretty quiet (especially compared to the CC forums). Making this post so I can sub to the thread to make sure I get an email when and if I get a response.
There is score simulator but that’s only valid for 30 days after a report pull.
We also have an Estimator: http://www.myfico.com/ficocreditscoreestimator/
ahh ok. I thought I was losing my mind trying to find it again. Thanks!