cancel
Showing results for 
Search instead for 
Did you mean: 

Score power

tag
Anonymous
Not applicable

Score power

I have Score Watch and at the bottom of the page it says I have 1 score power report left and I was wondering when is the best time to use it and does it include all 3 credit reports/scores?

Message 1 of 2
1 REPLY 1
haulingthescoreup
Moderator Emerita

Re: Score power

Scorewatch is an Equifax-monitoring service, and so it can only provide access to your Equifax reports and FICO scores.

 

As to when you should use the second report, that's up to you. For instance, if you have been working on your credit profile, and there has been a big change --greatly reduced util, a negative falling off, etc., you might want to check your scores at that point. I'd hold off pulling the report/ score until a couple of weeks after you think everything has updated. Unlike Experian, Equifax doesn't update our reports as soon as it gets new info, and you don't want to waste a pull if everything isn't in yet.

 

Hope that helps! Smiley Happy

 

 

eta: but that suggestion about pulling after there's been a big change is just that: a suggestion. It's up to you when you decide to do so again.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 2 of 2
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.