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So i just purchased the scorewatch program and i was wondeing if the scores you get are pretty acurate? and does it negatively effect my credit score?
@Anonymous wrote:So i just purchased the scorewatch program and i was wondeing if the scores you get are pretty acurate? and does it negatively effect my credit score?
SW offers an Equifax FICO score. This is the same score that lenders use.
SW will not impact your credit. There is only a soft inquiry that is placed on your CR when you pull your own reports, including SW, and that has zero impact on your credit or your FICO score.
thanks so much
You are on the right track.