When does Scorewatch update?

[Anonymous]

I only just got it and was wondering if they updated on a particular day of the week?

[ficonewbie01]

Good question. I would like to know too.

I have 2 collections deleted and saw my score increase on CCT but nothing on myfico.

[llecs]

Be sure to read the SW guide:

http://ficoforums.myfico.com/fico/board/message?board.id=myficoprod&thread.id=373

It typically doesn't update a score on a weekly basis. It will if there was a qualifying event like a new account added or a change in an account. While it never advertised that it will do this, SW won't catch baddies falling off like collections. Just make sure all of your settings are set to the minimums. Also set your target score to your current score. Whenever you have a score change, reset that target score and it might pick up on score changes a bit better. Though, some of us are having problems resetting that target score right now.

[Anonymous]

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@llecs wrote:

Be sure to read the SW guide:

http://ficoforums.myfico.com/fico/board/message?board.id=myficoprod&thread.id=373

It typically doesn't update a score on a weekly basis. It will if there was a qualifying event like a new account added or a change in an account. While it never advertised that it will do this, SW won't catch baddies falling off like collections. Just make sure all of your settings are set to the minimums. Also set your target score to your current score. Whenever you have a score change, reset that target score and it might pick up on score changes a bit better. Though, some of us are having problems resetting that target score right now.

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Yeah my score is set to my current one, thing is I get my CR elsewhere daily and it is now showing a new card with a limit reporting (that I just got added as AU to) which has improved my AAoA but will add a little to my utl (still now under 10% which is down from last month) also it will be the only card reporting a balance, my Orchard card is also now showing as closed (at my request) So i was thinking i would see a score change one wasy or the other

[Anonymous]

Lately, ScoreWatch has been updating the day after you pull a new report, either using up your second free one, spending $10, or spending a half hour on the phone with Customer Service.

Waiting to see how long a balance increase (from $0 to $35, which should drop my score a LOT ) reported May 13, and an increase from $6 to $38 reported today, will take to generate alert.  My estimate is sometime in June, after I call and complain to a CSR.

Message Edited by Mike14 on 05-18-2009 10:29 PM