1) i went into a ch 13 earlier this year to save my car after wells fargo demanded the $15,000 i owed on it. long story.. it was the last thing i had to get caught up on and they refused to budge.
2) ch. 13 going smoothly.
3) my car was hit in a hit and run accident in front of my house....and TOTALED out.
4) lawyer suggested converting to a 7 and getting that over with since car was really hte only reason i was in the 13.
5) all of car note in the bankruptsy is covered by insurance payout, and GAP insurance.
6) i have no cosigner and everybody seems to want one or $2000 or $3000 down payment...i don't have that....
what can i do to get an auto loan and be on my way?
