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since
09-07-2009
06-23-2016
halos24
Frequent Contributor
434
Posts
11
Kudos
06-23-2016
07:07 PM
Was it an instant approval once you called the EO? They told me they would call me back by Friday.... So not impressed with the few hiccups.
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06-22-2016
10:11 AM
I asked for 10k, I have average Cl with Amex/Chase/Citi that average from 6-11k so hoping for something close! The rep did tell me I might not hear back from her until Friday so crossing my fingers .
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06-22-2016
10:00 AM
I just called the EO office and what a great experience!!! First off I did not have to wait on hold for 30+ minutes. Nice lady took my info and stated that it has been crazy since the 20th, and apologized. She assured me they did not pull my report on the 20th, but would need to in order to have their credit department review.... I mentioned I would love to use the card but quite frankly my low cl will just divert me to use my Chase Freedom and bank on that 5% cash back! Keeping my fingers crossed.
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06-20-2016
01:08 PM
There are so many different numbers, is there a specific one? Thanks for the heads up!
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06-20-2016
12:55 PM
I called in since they also sent my husband his card with our last name mis-spelled! After a long 25 minute HOLD the rep did apologize but stated it was not approved and could not tell me why. I then asked well can I transfer some of the CL from my citi hilton or simplicity over? She said NO. Great... I wonder if calling the EO would help? really dissapointed since this is my lowest limit card at 1,200 and Amex never ever game me luv on it, and here I am with Citi also same thing. I almost feel I should close it and apply again!!!
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06-20-2016
11:30 AM
Interesting on my other two Citi cards the option of just putting in my income pops up, but for the Costco one it does state a HP would be needed. I bit the bullet and requested 10k. I will report back!
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06-20-2016
05:07 AM
I look forward to my nice little check I get from Costco 2% for the Execurive memes hip and the Amex one which will now come from Citi. We shop there a lot so we usually use it towards a really big purchase during that time like furniture ect.... Plus their gas prices are great. We live in S. California so we have them all over in our area. Has any one asked for a cli yet?
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06-20-2016
05:03 AM
Has any one asked for a cli? I know it's going to be a hard pull, my Amex Costco always stayed at 1,200 since I had it back in 2011!!!! I am willing to take the hp, I already have aCiti Hilton Visa with 11.5k cl and a Citi Simplicity at 2,500. Just checking and will post my results.
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06-19-2016
09:53 PM
I applied for a CLI and said it will also take up to 10 days, not holding my breath my uti is high right now and a lot of inquiries. My husband has no inquiries was wondering what happens if we are on the household membership he's an authorized user on my Costco card if he applied for his own...
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06-19-2016
09:41 PM
Congrats! Wow that is great they did not make you wait when applying online like Amex did. I just added my card to my existing Citi accounts and requested a cli. Enjoy the card!
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04-01-2016
07:20 PM
1 Kudo
Just received the email on 3% cash back on Walmart purchases, 2% on Walmart gas although I don't have one anywhere around me, and 1% @ Walmart and Sam's which is the only time I have used the card recently was about to close it any ways.
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04-01-2016
07:18 PM
1 Kudo
I received the email looks like good perks on just the store card. I am on the fence on applying for the MC version but have too many inquiries.
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03-31-2016
09:13 PM
That's amazing, you should of asked for more lol.. Congrats! I will try again next month need to pay of some of the card down although the balance in currently carrying is 0% for 6 months.
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03-31-2016
07:49 PM
Thanks everyone I tried yesterday on my GAP and PayPal but other denied, possibly because I had recently had a cli and both have a balance not sure. I did end up calling twice with no luck. How often do you guys try after a cli denial?
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03-31-2016
04:51 PM
It has been 3 days and I still have not received any alerts. When my DH asked for one on his the prompts were different and it did ask for permission to pulls report. On my prompts it did not, so I will continue to monitor my alerts.
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03-30-2016
07:56 AM
Question when calling for a cli to credit solutions. Do you call and ask for multiple cli on the same call or just one at a time. About to call for the first time on a couple of cards I have so wanted to know ahead of time.
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03-30-2016
07:23 AM
Congrats! I have the card and have only been given one auto cli so have some questions. How long has she had the card? Any balance reporting? And what was the cl prior to the cli? Thanks!
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03-30-2016
01:26 AM
It was done online, and it only asked for my income, own/rent and mortgage payment as well as how much I wanted my new cl to be. I have not seen any alerts for hp & from experience with Citi it usually will ask prior to pulling. This was one of my starter cards years back I think in 2011 when it was Best Buy gold and started at 300. I did finally get it to 1,100 last year and now this. Good luck!
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03-29-2016
10:01 PM
I hear you I just did an big app spree now time to let these cards grow! My Discover IT started off at 1,200 and had slowly grown on its own to 2k over the last 5 months. Congrats on the nice increase!
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03-29-2016
10:00 PM
Since I finished my app spree and started to close out many of my starter cards I went ahead and asked for a CLI on my Best Buy Visa before deciding to close it. I figured it was a sp if they denied it I was going to close it. To my surprise it went from 1,100 to $3,000! So I guess I will keep it open at least should I need any of the special financing with Best Buy!
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03-23-2016
07:07 PM
Thanks, and your right! It actually felt great to get rid of so many of these cards.
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03-23-2016
06:52 PM
I received a $2k cli on my Disney Chase Premier Visa 5 months after it opened in Sept 2015 and i was carrying a large balance on it. It went from $9,500 to $11,500.
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03-23-2016
06:21 PM
Since I had been applying for new travel cards decided to go with the Virgin America Visa! To my surprise Instant online approval $8,000 !!! Althought I had a recent app spree none of them were on my EQ report which Comm pulled.
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03-23-2016
06:19 PM
2 Kudos
We closed on our mortgage 2/25/16 and after I guess you can say went for a bit of an App Spree: Approved for: Amex BCE $5,500 Citi Hilton Honors $11,500 Chase Freedom $2.000 And just today - Virgin America $8,000!! I had recently added in Sept last year Discover IT which is currently at $2,000, Amex Hilton $1,000 and Chase Disney Visa which received a CLI and is now at $11,500! With that said I figured it was time to close out some of these cards that either were starters or just have no use for: CLOSED TODAY: JCPenny had a $4k limit Chevron Gas $1,500 76 Gas card $1,600 AE $2,500 Merrick Bank $1,900 Now wonder how much of a hit my scores will take? I am excited about my brand new cards and will baby them! I still have some other store cards such as Nordstrom, Target, and VS/Loft, GAP, Amazon but use those and always PIF so will not be closing those. Just wanted to share !
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03-14-2016
11:57 PM
Hello, we just used them with no problem. We wanted time with Wells Fargo then decided to go with Quicken on Jan 2, 2016 and happy we did. Our rate was beaten to Wells and we closed a week earlier than the 45 days usually anticipated. You regardless will get a mixed bag of reviews but so happy we didn't get scared from it. All documents requested were standard and loved that you upload everything from the computer directly or iPhone! Good luck!
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03-09-2016
10:06 PM
Same thing happen with me, I applied for BCE on 3/4 instantly approved for 5,500 and next day tried my luck for Hilton Honors and it went to pending. Finally today I received an email that it was approved but not sure the limit yet.
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