Those Sonatas are very nice. Was it expensive to insure?
Updating info from previous post:
This thread is to be used for your Auto Loan Approvals just copy and paste!. .
APPROVING BANK: AHFC (Honda)
BUREAU PULLED: EQ
CREDIT SCORE: 678 (wish they were pulling TU instead)
CUSTOMER STATE OF RESIDENCE: NC
NEW/USED: NEW
YEAR OF VEHICLE:. 2011
MAKE:. HONDA
MODEL: CRV-SE FWD
MILEAGE: 18
RETAIL/LEASE: RETAIL
AMOUNT OF LOAN: 23000 (approx)
TERM CONTRACTED: 60 MONTHS
APR/LEASE RATE: 0.9%
MONTHLY PAYMENT: $378 but $409 with extended warranty and maintenance package...
MISCELLANEOUS COMMENTARY: Honda guy told me they will give special financing if you have a credit score of 660 and above. That was a relief! I didn't have to wait another month! Honda's special financing lasts until May 2, 2011 I believe.
APPROVING BANK: Toyota Financial
BUREAU PULLED: Experian and TransUnion
CREDIT SCORE: 760 AND 802
CUSTOMER STATE OF RESIDENCE:MA
NEW/USED:NEW
YEAR OF VEHICLE:2011
MAKE:HighLander
MODEL
E V6 4X4
MILEAGE:9
RETAIL/LEASE:RETAIL
AMOUNT OF LOAN:21400
TERM CONTRACTED:60
APR/LEASE RATE:1.9
MONTHLY PAYMENT:375
MISCELLANEOUS COMMENTARY: Put 14,500 down. Will pay it off in 3 years
I've been monitoring these forums for almost 2 months now, ever since I ordered a new 2011 Explorer. The information has been invaluable to me in selecting a good instiution to finance with. So after lurking for all this time, I finally pulled the trigger this morning - joined PenFed CU online (I was able to join by paying $15 to join Voices for America’s Troops - which in my mind was a good cause anyways), then applied right away for an Auto Loan. The entire process was easier than I ever expected and their online application (asside from one glitch) was fantastic. The only problem came (I didn't realize until calling and talking to a rep) is that when I entered my VIN, it only pulled up that I had ordered a base AWD Limited Explorer. The extra options I had added were not figured into the MSRP (and I don't recall seeing a way to add them). The result was that after being approved and moving through the entire process, including how I wanted to receive my loan package, the application was put into a pending status because the system was calculating my LTV as greater than the required 85% (for 72 month term). When I called in, I explained the issue, let the rep know the options I had added (I logged into NADA and confirmed there for her the correct MSRP after adding the options/package I ordered) and she entered the information for a loan officer to review. I was told I they'd probably have an update for me in 3-4 hours, so after waiting 6 hours, I called back and checked on the status. I was told everything was approved, and arranged to have my package/check expressed out to me, so I should have my check tomorrow. If all goes as planned, my Explorer will be arriving on Monday, so I'll be all set to pick her up.
APPROVING BANK: Pentagon Federal CU
BUREAU PULLED: Equifax
CREDIT SCORE: Not positive what they pulled, my FICO score as of 3/11 through this site was 704
CUSTOMER STATE OF RESIDENCE: NY
NEW/USED: New
YEAR OF VEHICLE: 2011
BUREAU PULLED: Equifax
CREDIT SCORE: Not positive what they pulled, my FICO score as of 3/11 through this site was 704
CUSTOMER STATE OF RESIDENCE: NY
NEW/USED: New
YEAR OF VEHICLE: 2011
MAKE: Ford
MODEL: Explorer Limited
MILEAGE: 0
RETAIL/LEASE: Retail
AMOUNT OF LOAN: $40,000
TERM CONTRACTED: 72 months
APR/LEASE RATE: 3.49% (their lowest Internet rate for term)
MONTHLY PAYMENT: $622
MISCELLANEOUS COMMENTARY: I'm not sure if they would have pulled an auto enhanced or just used a report pulled when I joined the CU, but if they did pull auto enhanced I think my score would be higher as I have several paid off vehicles, one current auto loan, and never a single late payment on any auto loan/lease I've had. MSRP, Gap Insurance, and Tax totals $50,471. Based on this figure, it winds up my LTV is 80%.
MILEAGE: 0
RETAIL/LEASE: Retail
AMOUNT OF LOAN: $40,000
TERM CONTRACTED: 72 months
APR/LEASE RATE: 3.49% (their lowest Internet rate for term)
MONTHLY PAYMENT: $622
MISCELLANEOUS COMMENTARY: I'm not sure if they would have pulled an auto enhanced or just used a report pulled when I joined the CU, but if they did pull auto enhanced I think my score would be higher as I have several paid off vehicles, one current auto loan, and never a single late payment on any auto loan/lease I've had. MSRP, Gap Insurance, and Tax totals $50,471. Based on this figure, it winds up my LTV is 80%.
Thanks everyone for contributing to this site. It's great 
APPROVING BANK: PSECU
BUREAU PULLED: Experian
CREDIT SCORE: 745
CUSTOMER STATE OF RESIDENCE: Illinois
NEW/USED: Used
YEAR OF VEHICLE: 2006
BUREAU PULLED: Experian
CREDIT SCORE: 745
CUSTOMER STATE OF RESIDENCE: Illinois
NEW/USED: Used
YEAR OF VEHICLE: 2006
MAKE: Infiniti
MODEL: M35X
MILEAGE:65,000
RETAIL/LEASE: Retail
AMOUNT OF LOAN: 24,000
TERM CONTRACTED: 36mo
APR/LEASE RATE: 2.9%
MONTHLY PAYMENT:$530
MISCELLANEOUS COMMENTARY: I already owned the car but it was in my husband's name and he's going to be filing bankruptcy soon. I'm soo glad we decided to keep our finances and credit separate so now we still have great credit while he rebuild from bankruptcy. At the time of purchase, my car was only about $400 below market value.
MILEAGE:65,000
RETAIL/LEASE: Retail
AMOUNT OF LOAN: 24,000
TERM CONTRACTED: 36mo
APR/LEASE RATE: 2.9%
MONTHLY PAYMENT:$530
MISCELLANEOUS COMMENTARY: I already owned the car but it was in my husband's name and he's going to be filing bankruptcy soon. I'm soo glad we decided to keep our finances and credit separate so now we still have great credit while he rebuild from bankruptcy. At the time of purchase, my car was only about $400 below market value.
Starting Score: EQ 729, TU 752, EX ? (1/1/2011)