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Hi guys,
I recently pulled a credit score of 611 and I'm looking to purchase a car. Don't want to spending big dollars. Probably no more than $15k. Current car is about to die so I'm most likely looking to purchase the car early next year and use a large bonus for a down payment of about 10-15%. Baddies on my report are late payment for 3 separate accounts, but all are now current. Any recommendations on how I should go about looking for financing and if I would even qualify anywhere?
Thanks!
I was approved with a 610 in February 2011 through Americredit (now GM Financial, i think?) for a $14k loan and the interest rate was something ridiculous like 14.5%. But I took it, paid it diligently for 6 months, and then refinanced through my credit union to 2.99. I was doing alot of credit repair at the time as well. HTH
Thanks, was that through the dealership or did you go directly to the website or brick and mortar?
You gotta go to the dealership.