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First time using the forum. I am in the process of taking care of debt from about five years ago. One is a repo amount of 3350 and last reported in 09. I have a recent judgement for 800. This is on a $200 credit card from 6 years ago. From the same repo loan is the checking account with an overdraft of $307 which was last reported in 08. I gross 2k a month and have 1k saved. The goal is to have 1700 saved here real soon and see if I could use 50% to get that taken care of and off my report. I really want to get an auto loan this upcoming summer and my two credit scores are 590 & 614, of which are increasing somewhat quickly. Should I wait and take care of this repo or should I use the 1k to take care of the other 2 first?
Locked thread to direct others here:
http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Credit-building-help/m-p/1659950