Does anyone have any stats on what US Bank Tier 1 or Tier 2 credit profiles look like?
DW is starting the process of car shopping. We've spent a lot of time in the last year cleaning up her profile.
Scores (myFICO pulls) are TU 651 // EQ 681 // EX 648. We are in Ohio if it makes a difference with who they pull.
We have about a 10 year relationship with them and she has checking, savings, LOC and CC with them.
Not sure how she would look in an auto-enhanced FICO because her last car loan dropped off long ago.
She has 1 paid collection (5+ years) and 1 paid (but showing unpaid) that should be updated soon. Both may drop off completely though.
Thoughts?
Thanks in advance.
Starting Score: 640 TU / 593 EQ / 596 EX (3/1/13)
Not sure about US Bank but most dealers are offering low rates before the end of the year. Some as low as 0%
