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Bought new car my credit rose by 1 yes 1 point but old one is still reporting until the end of the month when that is listed as "paid" will it boost my credit score at all?
@kerbear1969 wrote:Bought new car my credit rose by 1 yes 1 point but old one is still reporting until the end of the month when that is listed as "paid" will it boost my credit score at all?
It really depends on many factors, but I`ll give you a 99.999999% chance that your score stays the same if everything else in your file remains the same as well. Installment loans unlike revolving accounts really dont help your score when you pay them down to 0 as you arent dealing with utilization. Paying them off can sometimes hurt you if it was your only installment tradeline