I'm aggressively paying down my terrible 15.98% loan. I was at about 15k in February and am just a hair over 11k now. I should be able to pay off within a year.
I got an Open Road Lending preapproval trying to get me to refi. Doesn't seem worth it with how far I am along in my loan payments and reviews I've read of them.
I also got a Cap One Auto Finance for a preapproval up to 35k with a local dealer. Again, not looking to get stuck with a high interest loan and get behind on something.
Sticking to the original plan- get out from under this loan within a year and a half and then keep making those huge payments (I'm paying around 900 a month at least) into savings to build up cash toward a vehicle in a few years. It's good to be getting stuff in the mail, but I'm at that awkward part where they are trying to entice me in the middle of my rebuild.
I know, I know, someone's reply will be DCU. I'm on Chex for a couple more years so that isn't an option. Riding it out.
