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BK Fall Off Date???

Contributor

BK Fall Off Date???

I'm unsure of when a bk should come off my reports. Is it 10 years from the filing date or 10 years from the discharge date?


Last app 3/21/13
EQ 658 (5/28/13)
TU 608 (5/1/13)
17 REPLIES
Valued Contributor

Re: BK Fall Off Date???

Date of filing.


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Contributor

Re: BK Fall Off Date???

That's great news, Thank you for answering my question!


Last app 3/21/13
EQ 658 (5/28/13)
TU 608 (5/1/13)
Senior Contributor

Re: BK Fall Off Date???


starry1 wrote:

Date of filing.


Starry will hate me if I say when mine falls off Smiley Embarassed

Valued Contributor

Re: BK Fall Off Date???

I'd never hate you.  When does it come off?


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Senior Contributor

Re: BK Fall Off Date???

Valued Contributor

Re: BK Fall Off Date???

Sweet!  Smiley Happy  I've got 10 long years to go, until November 2022.  


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Senior Contributor

Re: BK Fall Off Date???

When I first filed I didn't care at the time how long I had to wait. Now its under a yr I'm anxious for it to be removed lol I'm going to get a very nice bump when this baby drops off. Im looking atleast a 75-100 point increase.

Frequent Contributor

Re: BK Fall Off Date???

My BK just fell off the last of my three reports today!  It's been 10 long years, but I am now officially BK free!!!!! Smiley Happy


Current:
TU (5/14/14): 796 (Inquiries; 8/23/13)
EQ (3/23/14): 791 (Inquiries: 8/23/13)
EX (9/24/13): 780 (Inquiries: 7/2/12; 11/20/12; 7/30/13; 8/23/13)

Goals: No new inquiries for 2014, 800 for all CRs by 12/31/14
Valued Member

Re: BK Fall Off Date???

Mine is not projected to fall off until 02/15 (chapter 7); I am hoping for sooner.

 

Dee