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Thanks for everyones opinions and experiences.
Pizza
Is there a particular Barclaycard that is easier to get post BK? Such as the Rewards Master Card versus the Apple branded rewards card.
@nykos5000 wrote:Is there a particular Barclaycard that is easier to get post BK? Such as the Rewards Master Card versus the Apple branded rewards card.
Not much help as the Apple card is the only easier one I have heard of. I know the NFL card was popular for a bit and seemed like many were approved
Thanks for all the positive input on Barclays. I'm a little over 5 months post D.C. CH13. I have a Dillard's Wells Fargo and was hoping to get a CLI, but have read in this forum that Dillard's Wells Fargo is not an easy CLI to get plus they do a HP if you ask. I'm reluctant right now to have any more HPs, but would like some additional credit.sounds like a better strategy would be to apply for a Barclays card instead of a CLI on the Dillard's Wells Fargo, that is, if I decide to allow another HP.
@nykos5000 wrote:Is there a particular Barclaycard that is easier to get post BK? Such as the Rewards Master Card versus the Apple branded rewards card.
The Rewards MC has been closed to new apps for some time. Too bad, it's a nice rewards card - I use it only for the 2% rewards spending. I've read that the Apple card is one of their easier card, good if you buy Apple products. Also the NFL card, but rewards are only good if you buy NFL merchandise and/or game tickets. I had the NFL card with a great starting limit, but just used it for the 18 month 0% BT to payoff a Prosper loan, when the BT was paid off I app'ed for Cashforward and closed & moved the NFL CL to it. I would think Cashforward is reasonably easy to get as it's Barclays newest card and most CC companies are eager to push their newest card. Cashforward has 1.5% rewards on everything but you need to spend alot on it as you need $50 in rewards to redeem them.
Barclays has been an excellent rebuilder for me, BK7 in 2010, got the Rewards MC in Oct. 2011 (never did business with them before, so they were not IIB). I now have $16.2K CL between Rewards MC & Cashforward, but I'm about ready to move on from them - I have better reward cards now, they keep shutting down their better cards and are heavily into travel rewards/co-branded cards and I rarely travel these days, been there, done that.
I applied at the 6 month mark and they denied me for lack of establishment post DC. I think I've reestablished quite a bit with two auto loans (one paid off) and two credit cards. I suppose I'll try again in 3-4 months.
how are they if THEY were IIB? I'm guessing the same as cap one, they just start over too. I know I included them for a few 1k's. They were my well liked too. NAVY won't talk to me but don't blame them, they tried coming after me with lawsuit and I fought it but just came time for the final axe. Navy fed was great to until the end when I tried to work out something. and they said sorry they don't play game.
@professorr wrote:how are they if THEY were IIB? I'm guessing the same as cap one, they just start over too. I know I included them for a few 1k's. They were my well liked too. NAVY won't talk to me but don't blame them, they tried coming after me with lawsuit and I fought it but just came time for the final axe. Navy fed was great to until the end when I tried to work out something. and they said sorry they don't play game.
I am not finding them to be friendly after being IIB. Two years post d/c, I get automatically denied for their products without a hard pull.
My most heavily used card pre BK was the JetBlue Amex. I was hoping to get the JetBlue plus card w/ Barclays, but alas, no dice.
OP - Did you end up applying for the card? Let us know, will help others here on stats for approval with ch7.
My BK13 was DC only a month or so and was approved for a Rewards w 3k SL. Six months later I apped for the Jett Blue and was approved for 6k.
Transferred the rewards CL to the JB and closed it.
Hope that helps.