Rejected for Chase Marriott Business --> data

[SouthJamaica]

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@Credit-hoarder wrote:

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@Gmood1 wrote:
I completely agree credit whore.😁
It's pretty rare for me to see a denial for the number of accounts reporting a balance.

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LOL Gmood1--Actually that would have fit back when I was in the first year or 2 of my rebuild.
@South Jamaica: Did they require EIN to app for this card?

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I don't know. This was strictly for my business, which has an EIN, so it's not an issue for me.

[Anonymous]

Were you denied via recon as well? I got denied for the same reasons but haven't reconned yet.

[SouthJamaica]

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@Anonymous wrote:

Were you denied via recon as well? I got denied for the same reasons but haven't reconned yet.

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I didn't recon.

[SouthJamaica]

Interesting additional data point:

Chase pulled EX FICO 9 , where I had a 792.

[FinStar]

Thanks for the data point on the FICO version. Did they HP two CRs or only EX?

[SouthJamaica]

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@FinStar wrote:
Thanks for the data point on the FICO version. Did they HP two CRs or only EX?

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Just EX.

[mdd0214]

Just to toss my recent experience in the ring. I apped after the Marriott announcement.

Legit EIN, very active business with our business banking through Chase. But I was not instantly approved, called the following day and no update, but later in the evening it popped up on my business account. SL only $10k which is weak, but I'm just grabbing 75k Marriott points to add to my recent SPG bonuses.

I have more than 6 inquiries on any of the bureaus. Balances on 1-3 cards at most, depending on the time of the month. Scores in mid 750s. Although FICO 9 may be higher. Haven't checked a formal FICO in a while.