Approved for a joint account today for 20k with Commerce Bank

[Anonymous]

Ok i just aplied for me to be added as joint account holder with my wife for 20k for Comerce Bnk Vsa Patinium

They had to check my credit and 1 week later today Approved for 20k joint account wich means the same as having your own credit card in a way

They told me that it should be backdated since 2004 when my wfe first got the account opened.I am somehow nervous about the backdate

Any thoughts?

[Anonymous]

Getting into debt?

[daybreakgonesXe]

The card is still considered Commerce? Im surprised they didnt discontinue it and changed it into a TD Bank card!

[Anonymous]

is this the same bank cause your talking about something else.Commerce Bank is the one that iam refering to

[daybreakgonesXe]

Well i know on the east coast Commerce either got bought out or changed names to TD Bank. So depending on where you live Commerce Bank could very well still be around!

[bs6054]

https://www.commercebank.com/Default.asp

is a Commerce Bank, possibly the same!

[09Lexie]

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@Anonymous wrote:

Ok i just aplied for me to be added as joint account holder with my wife for 20k for Comerce Bnk Vsa Patinium

They had to check my credit and 1 week later today Approved for 20k joint account wich means the same as having your own credit card in a way

They told me that it should be backdated since 2004 when my wfe first got the account opened.I am somehow nervous about the backdate

Any thoughts?

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I could have sworn I read that you weren't apping anymore...just a few days ago. 

I could be wrong...Congrats on getting added to your DW card. 

[daybreakgonesXe]

Looks like there were two different Commerces! Thanks for this info!

[Anonymous]

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@bs6054 wrote:

https://www.commercebank.com/Default.asp

is a Commerce Bank, possibly the same!

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yes thats the one.

[Anonymous]

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@09Lexie wrote:

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@Anonymous wrote:

Ok i just aplied for me to be added as joint account holder with my wife for 20k for Comerce Bnk Vsa Patinium

They had to check my credit and 1 week later today Approved for 20k joint account wich means the same as having your own credit card in a way

They told me that it should be backdated since 2004 when my wfe first got the account opened.I am somehow nervous about the backdate

Any thoughts?

---

I could have sworn I read that you weren't apping anymore...just a few days ago. 

I could be wrong...Congrats on getting added to your DW card. 

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No ur right i did said i wouldnt do it but my wife has the card since 2004 i think and that would help myAAA so i calld and the bank said they had to look at my app and let me know in a week

No hard pull for some reason